Windows Vista and later, including Windows 10 and 11, and Windows XP with security patch 896358, prevent you from opening CHM files that you downloaded from the Internet. If you try you will get a dialog box captioned “Open File - Security Warning”. Clear the “Always ask before opening this file” check box before clicking the Open button to be able to view the CHM file correctly. If you click Open without clearing the checkbox then the help file’s table of contents will appear, but the body text will not.
Alternatively, locate the .chm file that you downloaded in Windows Explorer. Make sure that the file is saved on a local drive rather than on a network drive. Move or copy it to a local drive if needed. Right-click the local file and select Properties. At the bottom of the General tab you will see a message saying that “this file came from another computer and might be blocked to help protect this computer”. Next to it should be a checkbox labeled Unblock. Check that and click the OK button. After that you should be able to open the .chm file without any warnings and with its contents fully visible.

Windows Vista and later, and XP with the security update, also will not display the contents of CHM files that are stored on a network drive (as opposed to CHM files stored on your own computer). The help file will appear, but instead of the topic text you will see an error message “this page cannot be displayed”. There is no way to unblock files stored on the network. You need to make a local copy and unblock that.
On Windows XP and Windows Vista it was possible to allow CHM files stored on LAN drives to be displayed by lowering the security restrictions for CHM files on the Local Intranet zone as follows:
This workaround used to work on Windows 7, 8, 8.1 and 10 too. But a further security patch rolled out on 8 May 2018 has disabled this workaround. This is what is meant with “security updates to HTML Help” in KB4103718 and KB4103721.
If your customers are having problems accessing your CHM files, you have the following options: